XRPL ACCOUNT DATA

XRP Rich List — Largest XRP Ledger Accounts

Explore XRP balances recorded in XRPL accounts, current ranking thresholds and distribution data without treating addresses as individual investors.

Last updated: Validated ledger 107,082,304

PUBLIC ADDRESS ONLY

Search by XRP Ledger address

Search covers addresses retained in the current ranking snapshot. Never enter a seed phrase, secret key or private key.

NO LOGIN REQUIRED

Check Your XRP Ranking

This compares one hypothetical account with the current ranked coverage. It asks for no personal information.

PERCENTILE CALCULATOR

How Much XRP Do You Need to Be in the Top 1%?

Thresholds are calculated from every AccountRoot balance measured in the complete ledger snapshot. Detailed address rankings remain limited to the retained top range.

Top 10%2.11K XRPBoundary near rank #814,448 of 8,144,480 measured accounts
Top 5%7.41K XRPBoundary near rank #407,224 of 8,144,480 measured accounts
Top 1%44.28K XRPBoundary near rank #81,445 of 8,144,480 measured accounts
Top 0.1%275.22K XRPBoundary near rank #8,145 of 8,144,480 measured accounts
Top 0.01%3.65M XRPBoundary near rank #815 of 8,144,480 measured accounts

VALIDATED LEDGER SNAPSHOT

XRP account rankings

Balances are public ledger records. Wallet ownership labels appear only when XRP Online has a reliable source.

Entity labels are manually curated from cited public attribution and may change. Unlabelled means XRP Online has not found a defensible public attribution; it does not imply an individual holder. A label does not establish beneficial ownership of all XRP held at an address.

XRPL accounts ranked by XRP balance in ledger 107,082,304. Percentages use XRP held across all AccountRoot entries measured by the collector.
RankEntityWalletXRP balanceMeasured XRPBalance changeRank change
#8,201UnlabelledrU23ED…KEu2a 274.8K XRP0.0004%24hNo change7dNo change30d 41
#8,202UnlabelledrZcpA6…2z6Zg 274.72K XRP0.0004%24hNo change7dNo change30d 41
#8,203Unlabelledrpr4H6…LhTEH 274.64K XRP0.0004%24hNo change7dNo change30d 42
#8,204Unlabelledrnzwhs…ZpGaV 274.56K XRP0.0004%24hNo change7dNo change30d 42
#8,205Unlabelledrf2kdd…7MzFe 274.56K XRP0.0004%24hNo change7dNo change30d 42
#8,206UnlabelledrUGV8Y…jDzSB 274.47K XRP0.0004%24hNo change7dNo change30d 42
#8,207Unlabelledrsz8eG…CvjTZ 274.43K XRP0.0004%24hNo change7dNo change30d 43
#8,208Unlabelledrf8kvV…DNG7c 274.43K XRP0.0004%24hNo change7dNo change30d 43
#8,209UnlabelledrGcK4F…WsXzt 274.43K XRP0.0004%24h+14.05K XRP7d30d 501
#8,210UnlabelledrGi7CN…V8tUf 274.42K XRP0.0004%24hNo change7dNo change30d 42
#8,211Unlabelledr9wRFN…e28xT 274.4K XRP0.0004%24hNo change7dNo change30d 42
#8,212UnlabelledrNM79F…73XGp 274.38K XRP0.0004%24hNo change7dNo change30d 42
#8,213UnlabelledrDPFj9…fvELj 274.36K XRP0.0004%24hNo change7dNo change30d 42
#8,214Unlabelledr3VQ7X…rbE9h 274.36K XRP0.0004%24hNo change7d+5K XRP30d 42
#8,215Unlabelledrhpcir…gtE7a 274.35K XRP0.0004%24hNo change7dNo change30d 42
#8,216UnlabelledrakGfY…HXazb 274.35K XRP0.0004%24hNo change7dNo change30d 42
#8,217Unlabelledre9259…xYQ89 274.33K XRP0.0004%24hNo change7dNo change30d 42
#8,218Unlabelledr9jSVc…yBg8a 274.33K XRP0.0004%24hNo change7dNo change30d 42
#8,219UnlabelledrNEbuW…Fg8aT 274.31K XRP0.0004%24hNo change7dNo change30d 42
#8,220UnlabelledrKEV2Q…hb5k7 274.3K XRP0.0004%24hNo change7dNo change30d 42
#8,221UnlabelledrHH2iu…Usp51 274.3K XRP0.0004%24hNo change7dNo change30d 42
#8,222UnlabelledrUDKwE…1mwUC 274.25K XRP0.0004%24hNo change7dNo change30d 42
#8,223UnlabelledrULn2n…wbyhY 274.16K XRP0.0004%24hNo change7dNo change30d 42
#8,224Unlabelledrwd1WY…SFEr7 274.12K XRP0.0004%24hNo change7dNo change30d 42
#8,225Unlabelledr4kQdM…c6JHf 274.12K XRP0.0004%24hNo change7dNo change30d 42
#8,226Unlabelledraxsu9…ipgYw 274.09K XRP0.0004%24h+2.63K XRP7d+5.26K XRP30d 126
#8,227UnlabelledrUPT4b…qAGvy 274.08K XRP0.0004%24hNo change7dNo change30d 41
#8,228UnlabelledrBKLcP…9sv57 274.05K XRP0.0004%24hNo change7dNo change30d 41
#8,229UnlabelledraVrL5…95zH8 274.05K XRP0.0004%24hNo change7d+405 XRP30d 41
#8,230UnlabelledrBJaj1…WREM9 274.04K XRP0.0004%24hNo change7dNo change30d 41
#8,231Unlabelledrh1fkp…EH8Hd 274.03K XRP0.0004%24hNo change7dNo change30d 41
#8,232UnlabelledrDKsbv…xivgK 274K XRP0.0004%24h7d30d
#8,233UnlabelledrMiBZD…2n3iz 273.95K XRP0.0004%24hNo change7dNo change30d 40
#8,234UnlabelledrhRNaW…6dEx4 273.93K XRP0.0004%24hNo change7dNo change30d 40
#8,235UnlabelledraeJAy…KZNZ1 273.93K XRP0.0004%24hNo change7dNo change30d 40
#8,236Unlabelledr3U3zq…t8yHq 273.91K XRP0.0004%24hNo change7dNo change30d 40
#8,237UnlabelledrsWgTG…abW7A 273.88K XRP0.0004%24hNo change7dNo change30d 40
#8,238UnlabelledrhRfNu…hBaeN 273.88K XRP0.0004%24hNo change7dNo change30d 40
#8,239UnlabelledrnKf7P…VkynA 273.81K XRP0.0004%24hNo change7dNo change30d 40
#8,240UnlabelledrLyc3E…TFprN 273.79K XRP0.0004%24hNo change7dNo change30d 40
#8,241UnlabelledrGu3GY…aadEK 273.73K XRP0.0004%24hNo change7dNo change30d 40
#8,242UnlabelledrJW7WJ…JPtD8 273.7K XRP0.0004%24hNo change7dNo change30d 40
#8,243UnlabelledrMZVha…Fr9DS 273.69K XRP0.0004%24hNo change7dNo change30d 40
#8,244UnlabelledrHhJgA…X65WQ 273.65K XRP0.0004%24hNo change7dNo change30d 40
#8,245Unlabelledrf2x7P…wXQhV 273.55K XRP0.0004%24hNo change7dNo change30d 40
#8,246Unlabelledrak5S9…YtMH4 273.5K XRP0.0004%24hNo change7dNo change30d 40
#8,247Unlabelledr3JNEs…wjD1o 273.5K XRP0.0004%24hNo change7dNo change30d 40
#8,248UnlabelledrMfV7E…Lhtbi 273.42K XRP0.0004%24hNo change7dNo change30d 40
#8,249UnlabelledrwSi9x…9WmBi 273.38K XRP0.0004%24hNo change7dNo change30d 40
#8,250UnlabelledrQp84z…pUBV4 273.36K XRP0.0004%24hNo change7dNo change30d 40
#8,251Unlabelledr8UrP4…Bk5Xn 273.26K XRP0.0004%24hNo change7dNo change30d 40
#8,252UnlabelledrDSU5C…Hscpk 273.25K XRP0.0004%24hNo change7dNo change30d 40
#8,253UnlabelledrE9Jaq…MaNgU 273.23K XRP0.0004%24hNo change7dNo change30d 40
#8,254UnlabelledrLKxh2…whUe6 273.23K XRP0.0004%24hNo change7dNo change30d 40
#8,255Unlabelledrf85nz…Xti9Z 273.17K XRP0.0004%24hNo change7dNo change30d 40
#8,256Unlabelledr9jYZ2…k7i2b 273.13K XRP0.0004%24hNo change7dNo change30d 40
#8,257UnlabelledraHayv…NPw5h 273.09K XRP0.0004%24hNo change7dNo change30d 41
#8,258UnlabelledrfMxVZ…EdDWj 273.09K XRP0.0004%24hNo change7dNo change30d 41
#8,259UnlabelledrKLP5k…zfNYm 273.08K XRP0.0004%24hNo change7dNo change30d 41
#8,260UnlabelledrBvQC3…xpYW6 273.05K XRP0.0004%24hNo change7dNo change30d 41
#8,261UnlabelledrP5G3Y…KsBpb 273.04K XRP0.0004%24hNo change7dNo change30d 41
#8,262UnlabelledrMEYdz…3xqRy 273K XRP0.0004%24hNo change7dNo change30d 41
#8,263Unlabelledr9U6xb…DJzcg 272.98K XRP0.0004%24hNo change7dNo change30d 41
#8,264Unlabelledr3SFZm…uzdqV 272.98K XRP0.0004%24hNo change7dNo change30d 41
#8,265UnlabelledrhyfmL…4nXHb 272.93K XRP0.0004%24hNo change7dNo change30d 41
#8,266UnlabelledrBFyLK…gmRhK 272.86K XRP0.0004%24hNo change7dNo change30d 41
#8,267UnlabelledrGBzTr…oL4Fc 272.79K XRP0.0004%24hNo change7d-98.51K XRP30d 41
#8,268UnlabelledrfrCXh…FamMw 272.78K XRP0.0004%24hNo change7dNo change30d 41
#8,269UnlabelledrUgGW4…tWWFX 272.75K XRP0.0004%24hNo change7dNo change30d 41
#8,270UnlabelledrJveke…EYX4j 272.74K XRP0.0004%24hNo change7dNo change30d 41
#8,271UnlabelledrBDj1f…RZKcE 272.69K XRP0.0004%24hNo change7dNo change30d 41
#8,272UnlabelledrESjFK…2JSP2 272.67K XRP0.0004%24hNo change7dNo change30d 41
#8,273Unlabelledrfo4jY…9Yyrs 272.67K XRP0.0004%24hNo change7dNo change30d 41
#8,274UnlabelledrLvwnw…jZDQu 272.6K XRP0.0004%24hNo change7dNo change30d 41
#8,275Unlabelledrwbe8r…gsRWM 272.57K XRP0.0004%24hNo change7dNo change30d 41
#8,276UnlabelledrG4q22…pb7bf 272.51K XRP0.0004%24hNo change7dNo change30d 41
#8,277UnlabelledrUjXF4…MGfJ3 272.46K XRP0.0004%24hNo change7dNo change30d 41
#8,278UnlabelledrMEwx4…TTdP2 272.42K XRP0.0004%24hNo change7dNo change30d 41
#8,279UnlabelledrfZKRw…k8Nuw 272.39K XRP0.0004%24hNo change7dNo change30d 41
#8,280UnlabelledrDY5Es…CiHai 272.37K XRP0.0004%24hNo change7dNo change30d 41
#8,281UnlabelledrEBNS2…7qFwZ 272.29K XRP0.0004%24hNo change7dNo change30d 41
#8,282UnlabelledrHXnGv…dVeCt 272.26K XRP0.0004%24hNo change7dNo change30d 41
#8,283Unlabelledr4ieXi…vGA1V 272.24K XRP0.0004%24hNo change7dNo change30d 41
#8,284Unlabelledr96NC5…irmw1 272.22K XRP0.0004%24hNo change7dNo change30d 41
#8,285UnlabelledrUsoFC…xrDvF 272.19K XRP0.0004%24hNo change7dNo change30d 41
#8,286UnlabelledrEeKMB…FgAZb 272.19K XRP0.0004%24hNo change7dNo change30d 41
#8,287UnlabelledrJC8Xt…g2skE 272.14K XRP0.0004%24hNo change7dNo change30d 41
#8,288UnlabelledrhJfTM…ursqB 272.14K XRP0.0004%24hNo change7dNo change30d 41
#8,289UnlabelledrHC1XT…yoGQS 272.13K XRP0.0004%24hNo change7d+1.2K XRP30d 41
#8,290Unlabelledr9YedP…nvwes 272.13K XRP0.0004%24hNo change7dNo change30d 41
#8,291UnlabelledrLznnS…tHEwj 272.08K XRP0.0004%24hNo change7dNo change30d 41
#8,292Unlabelledr3YmaR…sZNNR 272.07K XRP0.0004%24hNo change7dNo change30d 41
#8,293UnlabelledrEhNKX…RyPPE 272.02K XRP0.0004%24hNo change7dNo change30d 41
#8,294UnlabelledrnVYit…vGhvL 272K XRP0.0004%24hNo change7dNo change30d 41
#8,295UnlabelledrND3PP…9akon 272K XRP0.0004%24hNo change7dNo change30d 41
#8,296UnlabelledrsE5kd…Qtutp 272K XRP0.0004%24hNo change7dNo change30d 41
#8,297UnlabelledrDfTMN…emLoA 271.99K XRP0.0004%24hNo change7dNo change30d 41
#8,298UnlabelledrLEkch…pH8hu 271.92K XRP0.0004%24hNo change7dNo change30d 41
#8,299UnlabelledrH3Zgw…bvmci 271.9K XRP0.0004%24hNo change7dNo change30d 41
#8,300UnlabelledrHbCET…EsD3E 271.9K XRP0.0004%24hNo change7dNo change30d 41

CONCENTRATION IN CONTEXT

XRP Account Distribution

These figures describe addresses and measured XRP. They cannot see the customers behind custodial wallets.

Top 10 accounts16.672%11.36B XRP of measured XRP
Top 100 accounts47.552%32.4B XRP of measured XRP
Top 1,000 accounts71.578%48.77B XRP of measured XRP
Top 10,000 accounts78.894%53.76B XRP of measured XRP

DATA SOURCE / METHODOLOGY

How the XRP Rich List Works

What is ranked

The collector fixes one validated XRPL ledger, enumerates its AccountRoot entries and ranks their native XRP balances from largest to smallest. Balance values are ledger data in drops; one XRP is one million drops.

An XRPL account is an address-backed ledger object. It is not a verified person. Custodians can pool customer assets, and one owner can use many accounts. AccountRoot balances include the required reserve and may include protocol pseudo-accounts, so they do not measure immediately spendable personal wealth.

Collection and history

The preferred source is the open XRPL ledger_data method through a configurable operator endpoint. The collector paginates one immutable ledger hash, rejects malformed or incomplete responses, and publishes the result atomically. A failed run leaves the latest successful snapshot in place.

One compact snapshot can be stored per UTC day. Current rows include 24-hour, 7-day and 30-day comparisons only when those snapshots exist. Until then, the ranking shows one concise history notice rather than empty comparison columns.

Percentiles and coverage

The collector calculates percentile boundaries across every measured AccountRoot balance, then retains address details only for the largest supported ranking range. The holdings calculator refuses to invent an individual rank below that retained range.

“Measured XRP” means native XRP balances found across AccountRoot entries in that ledger. It is not the same as circulating supply, beneficial ownership or liquid market supply.

Labels, exchanges and escrow

Balance data and entity labels are separate. A label requires a source URL, source title and verification date. Unlabelled accounts remain Unknown.

Exchange accounts may represent many customers. XRPL escrow is a separate ledger-object type, so this AccountRoot ranking does not mix escrow objects into spendable account balances. Ripple-associated labels, where evidenced, still do not prove the economic owner of every unit.

Snapshot source: XRP Ledger ledger_data API · Ledger hash 05C831BFA7FCA2CCF6F0 · Coverage 10,000 of 8,144,480 measured accounts.

COMMON QUESTIONS

XRP Rich List FAQ

What is the XRP Rich List?

It is a ranking of XRPL AccountRoot balances at one validated ledger. It measures public accounts, not a register of individual investors.

Who owns the most XRP?

The largest address is not automatically the richest person. It may belong to a company, custodian, exchange, automated ledger feature or an unknown controller. XRP Online names an entity only when a reliable attribution source exists.

How much XRP do you need to be in the top 10%, 1% or 0.1%?

Top 10%: 2.11K XRP. Top 1%: 44.28K XRP. Top 0.1%: 275.22K XRP. These are boundaries among 8,144,480 measured accounts, not people.

Are exchange wallets counted as XRP holders?

Their AccountRoot balances are counted. Where an exchange attribution is documented, it is labelled separately because one address may represent many customers.

Does one XRP wallet equal one person?

No. One person can use several accounts, and one custodian can hold XRP for many people.

Are Ripple’s escrowed XRP included?

Escrow objects are not included as ordinary AccountRoot balances. Any spendable AccountRoot associated with Ripple is still counted and labelled only when supported by a source.

How often is the XRP Rich List updated?

The storage and collector support one complete snapshot per UTC day. The displayed timestamp always identifies the latest successful run.

Can I search my XRP wallet?

Yes, if its address falls within the retained ranking coverage. Search accepts only checksum-valid public classic addresses and never asks for a seed or private key.

XRP FOR NEWBIES

Think of addresses as numbered boxes

Imagine every XRPL address as a numbered box. The Rich List checks how much XRP is recorded in each box, then orders the boxes from fullest to least full.

The catch is that a box is not necessarily one person. An exchange may use one enormous box for XRP belonging to thousands of customers. One person may spread XRP across several boxes. The list therefore measures XRPL accounts, not anyone’s personal wealth.

Takeaway: a large balance tells you something useful about where XRP sits on the ledger. It does not, by itself, tell you who ultimately owns it or what they plan to do.