XRPL ACCOUNT DATA

XRP Rich List — Largest XRP Ledger Accounts

Explore XRP balances recorded in XRPL accounts, current ranking thresholds and distribution data without treating addresses as individual investors.

Last updated: Validated ledger 106,992,843

PUBLIC ADDRESS ONLY

Search by XRP Ledger address

Search covers addresses retained in the current ranking snapshot. Never enter a seed phrase, secret key or private key.

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Check Your XRP Ranking

This compares one hypothetical account with the current ranked coverage. It asks for no personal information.

PERCENTILE CALCULATOR

How Much XRP Do You Need to Be in the Top 1%?

Thresholds are calculated from every AccountRoot balance measured in the complete ledger snapshot. Detailed address rankings remain limited to the retained top range.

Top 10%2.12K XRPBoundary near rank #813,470 of 8,134,691 measured accounts
Top 5%7.44K XRPBoundary near rank #406,735 of 8,134,691 measured accounts
Top 1%44.45K XRPBoundary near rank #81,347 of 8,134,691 measured accounts
Top 0.1%275.36K XRPBoundary near rank #8,135 of 8,134,691 measured accounts
Top 0.01%3.6M XRPBoundary near rank #814 of 8,134,691 measured accounts

VALIDATED LEDGER SNAPSHOT

XRP account rankings

Balances are public ledger records. Wallet ownership labels appear only when XRP Online has a reliable source.

Historical ranking changes will appear once XRP Online has collected sufficient snapshots.

Entity labels are manually curated from cited public attribution and may change. Unlabelled means XRP Online has not found a defensible public attribution; it does not imply an individual holder. A label does not establish beneficial ownership of all XRP held at an address.

XRPL accounts ranked by XRP balance in ledger 106,992,843. Percentages use XRP held across all AccountRoot entries measured by the collector.
RankEntityWalletXRP balanceMeasured XRP
#2,201UnlabelledrDPdcM…fDpr5 958.31K XRP0.0014%
#2,202UnlabelledrETajK…ck4Gg 957.31K XRP0.0014%
#2,203UnlabelledrH9Xs1…4Qi89 956.71K XRP0.0014%
#2,204UnlabelledrD9hwq…LWLqc 954.31K XRP0.0014%
#2,205UnlabelledraMXNR…82FDC 954.08K XRP0.0014%
#2,206UnlabelledrEFrRA…eiWWE 953.59K XRP0.0014%
#2,207Unlabelledr9XLdX…FT8oN 953.25K XRP0.0014%
#2,208UnlabelledrKs2Ui…oAtmh 953.05K XRP0.0014%
#2,209UnlabelledrHTXVB…6NwGM 952.89K XRP0.0014%
#2,210Unlabelledr3hBub…G3VuU 952.56K XRP0.0014%
#2,211UnlabelledrEsCGg…dpbb1 952.49K XRP0.0014%
#2,212UnlabelledrEnu25…M14JT 952.18K XRP0.0014%
#2,213UnlabelledrwQQC5…2b7Zm 952K XRP0.0014%
#2,214UnlabelledrPhnKv…LhwHV 951.6K XRP0.0014%
#2,215UnlabelledrJgCB9…Gfpw2 951.25K XRP0.0014%
#2,216UnlabelledrnQaXk…uBMgZ 950.1K XRP0.0014%
#2,217UnlabelledrJbTA9…Ryhhn 950.09K XRP0.0014%
#2,218Unlabelledr9WTbi…K8VJH 950K XRP0.0014%
#2,219Unlabelledr2Pmzb…wpuUq 949.42K XRP0.0014%
#2,220UnlabelledraTXGt…PX5MM 949.04K XRP0.0014%
#2,221UnlabelledrJzNqv…HAsRF 945.27K XRP0.0014%
#2,222Unlabelledr94ARp…wQ5n7 945.13K XRP0.0014%
#2,223UnlabelledrD65ok…ZxcKW 945.01K XRP0.0014%
#2,224UnlabelledrHbShA…Q26yn 944.01K XRP0.0014%
#2,225Unlabelledrp4vED…kzNyY 943.39K XRP0.0014%
#2,226UnlabelledrsidXC…qSpoT 942.36K XRP0.0014%
#2,227UnlabelledrD7DbM…gKJki 941.15K XRP0.0014%
#2,228UnlabelledraPPUN…3VYdp 941K XRP0.0014%
#2,229UnlabelledrJAxjg…FpuA9 940.67K XRP0.0014%
#2,230UnlabelledrU2Tj7…dCCk4 940.4K XRP0.0014%
#2,231Unlabelledr3eGqf…imFPv 939.29K XRP0.0014%
#2,232UnlabelledrH4HXp…kzmwu 938.74K XRP0.0014%
#2,233Unlabelledr4zSkd…Xo3sw 936.71K XRP0.0014%
#2,234UnlabelledrJStix…B7GrZ 936.27K XRP0.0014%
#2,235UnlabelledrGwUVa…etxzN 936K XRP0.0014%
#2,236UnlabelledrGQmbz…cCy5V 935.95K XRP0.0014%
#2,237Unlabelledrhjhwv…kJSPD 934.37K XRP0.0014%
#2,238UnlabelledroBDv7…TZyUB 933.68K XRP0.0014%
#2,239UnlabelledrQ9dUX…bDVDG 931.51K XRP0.0014%
#2,240UnlabelledrnZUgZ…jp4xy 931.51K XRP0.0014%
#2,241UnlabelledrnDS1j…QLkVB 930.5K XRP0.0014%
#2,242UnlabelledrURJDG…jNu43 930.02K XRP0.0014%
#2,243Unlabelledrf59kC…AAbPH 930K XRP0.0014%
#2,244UnlabelledrUkRRh…n7NwV 928.53K XRP0.0014%
#2,245UnlabelledrU4fTa…DaQa8 928.41K XRP0.0014%
#2,246UnlabelledrUc4k3…V4zGL 928.14K XRP0.0014%
#2,247UnlabelledrEonou…djxU6 926.99K XRP0.0014%
#2,248UnlabelledrKv1Cc…aC2ku 925.99K XRP0.0014%
#2,249UnlabelledrGkRXS…PNfG2 925.1K XRP0.0014%
#2,250Unlabelledrsr2DR…onmfX 924.9K XRP0.0014%
#2,251UnlabelledrhobDR…qqzDU 924.34K XRP0.0014%
#2,252UnlabelledrQE1Wb…tztFX 924.22K XRP0.0014%
#2,253UnlabelledrpN2kR…aw3if 922.6K XRP0.0014%
#2,254UnlabelledrPj6WP…yyQaM 921.92K XRP0.0014%
#2,255Unlabelledrhv7B6…smc9Z 921.65K XRP0.0014%
#2,256UnlabelledrEuiRx…p1fpp 921.56K XRP0.0014%
#2,257Unlabelledr4i9Xd…arB23 921.41K XRP0.0014%
#2,258UnlabelledrBWvur…FHfY8 921.03K XRP0.0014%
#2,259UnlabelledrLV3Ap…FL9kQ 920.8K XRP0.0014%
#2,260UnlabelledrnNCBv…GKeGZ 920.23K XRP0.0014%
#2,261Unlabelledr4iyQv…iMRgE 919.4K XRP0.0013%
#2,262UnlabelledrLJaqz…29uXS 919.3K XRP0.0013%
#2,263Unlabelledr5rqwu…6SEMo 918.84K XRP0.0013%
#2,264UnlabelledrsLJFq…upLHN 918.61K XRP0.0013%
#2,265UnlabelledrwrZiX…KFaZ7 918.13K XRP0.0013%
#2,266UnlabelledrHwtsa…s9xnZ 917.88K XRP0.0013%
#2,267Unlabelledr3HcXf…mnpXR 917.37K XRP0.0013%
#2,268UnlabelledrPrSLx…bVpJJ 917K XRP0.0013%
#2,269UnlabelledrDNq2x…3bVc2 914.79K XRP0.0013%
#2,270Unlabelledr4d29Y…bg9Qx 914.15K XRP0.0013%
#2,271UnlabelledrKaUqf…bw4KP 914K XRP0.0013%
#2,272Unlabelledr4mdbj…E3bK4 913.12K XRP0.0013%
#2,273UnlabelledrJY7yn…9enBz 912.56K XRP0.0013%
#2,274UnlabelledrGxFLH…JA1cg 912.53K XRP0.0013%
#2,275UnlabelledrHsCHT…XiLyS 911.53K XRP0.0013%
#2,276UnlabelledrEwwQ3…xCoFR 909.99K XRP0.0013%
#2,277UnlabelledrBEatv…cCEhK 909.94K XRP0.0013%
#2,278UnlabelledrNm8fL…vjahb 908.69K XRP0.0013%
#2,279UnlabelledrPgqYb…GPS7Q 908.6K XRP0.0013%
#2,280UnlabelledrKZRUm…2GZYG 908.19K XRP0.0013%
#2,281UnlabelledrfWpRw…Rqyax 907.98K XRP0.0013%
#2,282UnlabelledrKWie4…bGnzY 907.46K XRP0.0013%
#2,283UnlabelledraVnZx…WufEe 905.35K XRP0.0013%
#2,284Unlabelledr45gbd…NkVTs 904.82K XRP0.0013%
#2,285Unlabelledr3Yk2i…oBc3Z 904.43K XRP0.0013%
#2,286UnlabelledrfTEs2…EvRkX 904.03K XRP0.0013%
#2,287UnlabelledrJ39dL…vtUye 904.03K XRP0.0013%
#2,288UnlabelledrJXxzR…UWLbv 904.01K XRP0.0013%
#2,289UnlabelledrEWrSF…toHzT 903.99K XRP0.0013%
#2,290Unlabelledr33sNz…iWJnz 902.65K XRP0.0013%
#2,291Unlabelledrw6iZY…WfgpQ 902.5K XRP0.0013%
#2,292UnlabelledrDQxYt…S1UMx 901.93K XRP0.0013%
#2,293UnlabelledrqRcni…q3PAZ 901.86K XRP0.0013%
#2,294UnlabelledrD8Dks…TYSkf 901.57K XRP0.0013%
#2,295Unlabelledrp3e8u…hkFKF 901K XRP0.0013%
#2,296Unlabelledrpi2bT…b4rip 900.68K XRP0.0013%
#2,297UnlabelledrfnYqr…ZeEZn 900.55K XRP0.0013%
#2,298UnlabelledrNvYms…4Qs97 900.39K XRP0.0013%
#2,299UnlabelledrPdFFf…EMCaz 900.37K XRP0.0013%
#2,300Unlabelledr9kjmt…you5b 900.12K XRP0.0013%

CONCENTRATION IN CONTEXT

XRP Account Distribution

These figures describe addresses and measured XRP. They cannot see the customers behind custodial wallets.

Top 10 accounts17.398%11.86B XRP of measured XRP
Top 100 accounts48.219%32.86B XRP of measured XRP
Top 1,000 accounts71.574%48.77B XRP of measured XRP
Top 10,000 accounts78.865%53.74B XRP of measured XRP

DATA SOURCE / METHODOLOGY

How the XRP Rich List Works

What is ranked

The collector fixes one validated XRPL ledger, enumerates its AccountRoot entries and ranks their native XRP balances from largest to smallest. Balance values are ledger data in drops; one XRP is one million drops.

An XRPL account is an address-backed ledger object. It is not a verified person. Custodians can pool customer assets, and one owner can use many accounts. AccountRoot balances include the required reserve and may include protocol pseudo-accounts, so they do not measure immediately spendable personal wealth.

Collection and history

The preferred source is the open XRPL ledger_data method through a configurable operator endpoint. The collector paginates one immutable ledger hash, rejects malformed or incomplete responses, and publishes the result atomically. A failed run leaves the latest successful snapshot in place.

One compact snapshot can be stored per UTC day. Current rows include 24-hour, 7-day and 30-day comparisons only when those snapshots exist. Until then, the ranking shows one concise history notice rather than empty comparison columns.

Percentiles and coverage

The collector calculates percentile boundaries across every measured AccountRoot balance, then retains address details only for the largest supported ranking range. The holdings calculator refuses to invent an individual rank below that retained range.

“Measured XRP” means native XRP balances found across AccountRoot entries in that ledger. It is not the same as circulating supply, beneficial ownership or liquid market supply.

Labels, exchanges and escrow

Balance data and entity labels are separate. A label requires a source URL, source title and verification date. Unlabelled accounts remain Unknown.

Exchange accounts may represent many customers. XRPL escrow is a separate ledger-object type, so this AccountRoot ranking does not mix escrow objects into spendable account balances. Ripple-associated labels, where evidenced, still do not prove the economic owner of every unit.

Snapshot source: XRP Ledger ledger_data API · Ledger hash 3411D4B877B34BB75392 · Coverage 10,000 of 8,134,691 measured accounts.

COMMON QUESTIONS

XRP Rich List FAQ

What is the XRP Rich List?

It is a ranking of XRPL AccountRoot balances at one validated ledger. It measures public accounts, not a register of individual investors.

Who owns the most XRP?

The largest address is not automatically the richest person. It may belong to a company, custodian, exchange, automated ledger feature or an unknown controller. XRP Online names an entity only when a reliable attribution source exists.

How much XRP do you need to be in the top 10%, 1% or 0.1%?

Top 10%: 2.12K XRP. Top 1%: 44.45K XRP. Top 0.1%: 275.36K XRP. These are boundaries among 8,134,691 measured accounts, not people.

Are exchange wallets counted as XRP holders?

Their AccountRoot balances are counted. Where an exchange attribution is documented, it is labelled separately because one address may represent many customers.

Does one XRP wallet equal one person?

No. One person can use several accounts, and one custodian can hold XRP for many people.

Are Ripple’s escrowed XRP included?

Escrow objects are not included as ordinary AccountRoot balances. Any spendable AccountRoot associated with Ripple is still counted and labelled only when supported by a source.

How often is the XRP Rich List updated?

The storage and collector support one complete snapshot per UTC day. The displayed timestamp always identifies the latest successful run.

Can I search my XRP wallet?

Yes, if its address falls within the retained ranking coverage. Search accepts only checksum-valid public classic addresses and never asks for a seed or private key.

XRP FOR NEWBIES

Think of addresses as numbered boxes

Imagine every XRPL address as a numbered box. The Rich List checks how much XRP is recorded in each box, then orders the boxes from fullest to least full.

The catch is that a box is not necessarily one person. An exchange may use one enormous box for XRP belonging to thousands of customers. One person may spread XRP across several boxes. The list therefore measures XRPL accounts, not anyone’s personal wealth.

Takeaway: a large balance tells you something useful about where XRP sits on the ledger. It does not, by itself, tell you who ultimately owns it or what they plan to do.