XRPL ACCOUNT DATA

XRP Rich List — Largest XRP Ledger Accounts

Explore XRP balances recorded in XRPL accounts, current ranking thresholds and distribution data without treating addresses as individual investors.

Last updated: Validated ledger 106,992,843

PUBLIC ADDRESS ONLY

Search by XRP Ledger address

Search covers addresses retained in the current ranking snapshot. Never enter a seed phrase, secret key or private key.

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Check Your XRP Ranking

This compares one hypothetical account with the current ranked coverage. It asks for no personal information.

PERCENTILE CALCULATOR

How Much XRP Do You Need to Be in the Top 1%?

Thresholds are calculated from every AccountRoot balance measured in the complete ledger snapshot. Detailed address rankings remain limited to the retained top range.

Top 10%2.12K XRPBoundary near rank #813,470 of 8,134,691 measured accounts
Top 5%7.44K XRPBoundary near rank #406,735 of 8,134,691 measured accounts
Top 1%44.45K XRPBoundary near rank #81,347 of 8,134,691 measured accounts
Top 0.1%275.36K XRPBoundary near rank #8,135 of 8,134,691 measured accounts
Top 0.01%3.6M XRPBoundary near rank #814 of 8,134,691 measured accounts

VALIDATED LEDGER SNAPSHOT

XRP account rankings

Balances are public ledger records. Wallet ownership labels appear only when XRP Online has a reliable source.

Historical ranking changes will appear once XRP Online has collected sufficient snapshots.

Entity labels are manually curated from cited public attribution and may change. Unlabelled means XRP Online has not found a defensible public attribution; it does not imply an individual holder. A label does not establish beneficial ownership of all XRP held at an address.

XRPL accounts ranked by XRP balance in ledger 106,992,843. Percentages use XRP held across all AccountRoot entries measured by the collector.
RankEntityWalletXRP balanceMeasured XRP
#2,101UnlabelledrUhT3E…botSM 1M XRP0.0015%
#2,102Unlabelledr4KsMq…Y76zo 1M XRP0.0015%
#2,103Unlabelledr3vbKr…oREhq 1M XRP0.0015%
#2,104UnlabelledrMkGKX…LsoAK 1M XRP0.0015%
#2,105UnlabelledrwdbD4…G7mgP 1M XRP0.0015%
#2,106Unlabelledr4YrfA…kbVii 1M XRP0.0015%
#2,107UnlabelledrGkyJk…uF8zx 1M XRP0.0015%
#2,108UnlabelledrpbCT2…QC2bv 1M XRP0.0015%
#2,109UnlabelledrEHXuE…8miQ8 1M XRP0.0015%
#2,110UnlabelledrG16di…2q2M7 1M XRP0.0015%
#2,111UnlabelledrBEDSm…SBPyp 1M XRP0.0015%
#2,112UnlabelledrK8mm8…B3GGv 1M XRP0.0015%
#2,113UnlabelledrB3NhN…VuJoP 1M XRP0.0015%
#2,114UnlabelledrL2pPB…gtT94 1M XRP0.0015%
#2,115Unlabelledrhcr95…pSUhR 1M XRP0.0015%
#2,116UnlabelledrJwCju…WsFHP 1M XRP0.0015%
#2,117UnlabelledrDzPMA…8LPPV 1M XRP0.0015%
#2,118Unlabelledrpkmg4…MLt6u 1M XRP0.0015%
#2,119UnlabelledrDbaa4…4eqDA 1M XRP0.0015%
#2,120UnlabelledrBSojp…Z8pZr 1,000K XRP0.0015%
#2,121UnlabelledrKwvhb…tgtrT 1,000K XRP0.0015%
#2,122UnlabelledraPpHT…25Mzn 1,000K XRP0.0015%
#2,123UnlabelledrBFJuL…5dNrB 1,000K XRP0.0015%
#2,124UnlabelledrMoCGd…45bpm 1,000K XRP0.0015%
#2,125UnlabelledrhuUKm…wZPrL 1,000K XRP0.0015%
#2,126UnlabelledraxH97…vrBaY 1,000K XRP0.0015%
#2,127UnlabelledrNUZic…Qx9Rv 1,000K XRP0.0015%
#2,128Unlabelledr4eZYU…9w8Xn 999.99K XRP0.0015%
#2,129UnlabelledrfLi8X…UZfZH 999.92K XRP0.0015%
#2,130Unlabelledr99zjU…7XhoQ 999.8K XRP0.0015%
#2,131UnlabelledrPKUcQ…fS4HX 999.51K XRP0.0015%
#2,132UnlabelledrKJwWS…stkXb 999.01K XRP0.0015%
#2,133Unlabelledrqd2LX…Vcqbw 998.83K XRP0.0015%
#2,134Unlabelledr9pAJq…VWE4w 998.7K XRP0.0015%
#2,135Unlabelledr97Kea…QcRFe 998.36K XRP0.0015%
#2,136UnlabelledrNCk68…g3UZ5 996.96K XRP0.0015%
#2,137UnlabelledrG99de…qteqp 996.65K XRP0.0015%
#2,138UnlabelledrrhHcd…9HroE 996.65K XRP0.0015%
#2,139Unlabelledr4HXCu…WzEyn 996.2K XRP0.0015%
#2,140UnlabelledrU9YKU…mnchv 995.49K XRP0.0015%
#2,141UnlabelledrMsafE…RSv9g 995.21K XRP0.0015%
#2,142Unlabelledr3WFAU…QyL9z 995.11K XRP0.0015%
#2,143UnlabelledrpPGTs…Bjz3d 995K XRP0.0015%
#2,144UnlabelledrNLAeL…nF7T4 994.36K XRP0.0015%
#2,145Unlabelledr3KUaZ…VWekn 992.25K XRP0.0015%
#2,146UnlabelledrBUkG3…aJxTL 991.91K XRP0.0015%
#2,147UnlabelledrJzNHx…vE3Dn 991.37K XRP0.0015%
#2,148UnlabelledrABqAp…T2b1k 990.8K XRP0.0015%
#2,149UnlabelledrEXgWd…Ro15H 990.67K XRP0.0015%
#2,150Unlabelledr3o56Z…hvLXX 990.12K XRP0.0015%
#2,151UnlabelledrK14WV…VmzDP 989.94K XRP0.0015%
#2,152Unlabelledr9Mxg3…ock9P 989.2K XRP0.0015%
#2,153UnlabelledrfpFPp…Mpy9J 988.87K XRP0.0015%
#2,154UnlabelledrPBjQs…AixUi 988.61K XRP0.0015%
#2,155Unlabelledr3NS3a…8pQQ9 988.37K XRP0.0015%
#2,156UnlabelledriMNQt…uzhrB 987.89K XRP0.0014%
#2,157UnlabelledrrVvaP…nH5to 987.89K XRP0.0014%
#2,158UnlabelledrGQVso…qTXt2 986.81K XRP0.0014%
#2,159Unlabelledrc3ZmX…4SgRc 985.74K XRP0.0014%
#2,160UnlabelledrGKa9F…zjqhT 985.68K XRP0.0014%
#2,161UnlabelledrGTph3…YxwfS 983.75K XRP0.0014%
#2,162Unlabelledr3Ddgd…eTjmq 983.31K XRP0.0014%
#2,163Unlabelledr4aGxm…CiEwC 983.18K XRP0.0014%
#2,164Unlabelledr4Ypyr…WnDUZ 982.55K XRP0.0014%
#2,165Unlabelledrg4oeq…Thmzz 982.02K XRP0.0014%
#2,166UnlabelledrDVWVL…WMYfF 981.15K XRP0.0014%
#2,167UnlabelledrhgNTS…odhQf 980.02K XRP0.0014%
#2,168Unlabelledr4cf3e…kCtBN 980K XRP0.0014%
#2,169UnlabelledrLBucx…zc3bb 979.1K XRP0.0014%
#2,170Unlabelledr4jcFV…6VCAK 978.68K XRP0.0014%
#2,171UnlabelledrLQPby…PZ8Eo 978.02K XRP0.0014%
#2,172Unlabelledr9JFuk…7UGhb 977.31K XRP0.0014%
#2,173UnlabelledrfiY8Z…3JFJK 976.05K XRP0.0014%
#2,174UnlabelledrJM2oj…3Rter 975.7K XRP0.0014%
#2,175UnlabelledrpRCyq…tMEMg 975.06K XRP0.0014%
#2,176UnlabelledrLpct5…S2An8 975.02K XRP0.0014%
#2,177UnlabelledrpdaCt…qsRML 974.08K XRP0.0014%
#2,178UnlabelledrBAg56…3orBp 973.49K XRP0.0014%
#2,179UnlabelledrNdhc8…SjSbu 973.08K XRP0.0014%
#2,180UnlabelledrMTAhg…YBiuJ 971.73K XRP0.0014%
#2,181UnlabelledrPDe9w…AJLtH 970K XRP0.0014%
#2,182UnlabelledrPAWhs…UpDz1 968.17K XRP0.0014%
#2,183Unlabelledr42Jac…NVYE6 967.08K XRP0.0014%
#2,184UnlabelledrDKsma…frAKG 966.94K XRP0.0014%
#2,185UnlabelledrByVwu…xpKzu 966.78K XRP0.0014%
#2,186UnlabelledrwyqR9…KsL9U 966.55K XRP0.0014%
#2,187UnlabelledrHEthZ…nBrAi 966.53K XRP0.0014%
#2,188Unlabelledr34ViZ…ynovK 966.15K XRP0.0014%
#2,189Unlabelledrfhp5f…qL6UE 964.68K XRP0.0014%
#2,190UnlabelledrKTNMW…Pi19t 964.66K XRP0.0014%
#2,191UnlabelledrGMiaB…e3pbA 964.31K XRP0.0014%
#2,192Unlabelledr3iF48…1Euk6 964.27K XRP0.0014%
#2,193UnlabelledrH8hJB…cdCXR 963.83K XRP0.0014%
#2,194UnlabelledrwGHMd…eexNR 961.44K XRP0.0014%
#2,195UnlabelledrP7jPq…p8JvE 961.08K XRP0.0014%
#2,196UnlabelledraHmRZ…imhjs 960.99K XRP0.0014%
#2,197UnlabelledrLv37f…JbW4g 960.98K XRP0.0014%
#2,198UnlabelledrP6pEh…YnDxf 960.73K XRP0.0014%
#2,199UnlabelledrsnQUV…xRKyu 960K XRP0.0014%
#2,200UnlabelledrzChkv…B3vVM 959.72K XRP0.0014%

CONCENTRATION IN CONTEXT

XRP Account Distribution

These figures describe addresses and measured XRP. They cannot see the customers behind custodial wallets.

Top 10 accounts17.398%11.86B XRP of measured XRP
Top 100 accounts48.219%32.86B XRP of measured XRP
Top 1,000 accounts71.574%48.77B XRP of measured XRP
Top 10,000 accounts78.865%53.74B XRP of measured XRP

DATA SOURCE / METHODOLOGY

How the XRP Rich List Works

What is ranked

The collector fixes one validated XRPL ledger, enumerates its AccountRoot entries and ranks their native XRP balances from largest to smallest. Balance values are ledger data in drops; one XRP is one million drops.

An XRPL account is an address-backed ledger object. It is not a verified person. Custodians can pool customer assets, and one owner can use many accounts. AccountRoot balances include the required reserve and may include protocol pseudo-accounts, so they do not measure immediately spendable personal wealth.

Collection and history

The preferred source is the open XRPL ledger_data method through a configurable operator endpoint. The collector paginates one immutable ledger hash, rejects malformed or incomplete responses, and publishes the result atomically. A failed run leaves the latest successful snapshot in place.

One compact snapshot can be stored per UTC day. Current rows include 24-hour, 7-day and 30-day comparisons only when those snapshots exist. Until then, the ranking shows one concise history notice rather than empty comparison columns.

Percentiles and coverage

The collector calculates percentile boundaries across every measured AccountRoot balance, then retains address details only for the largest supported ranking range. The holdings calculator refuses to invent an individual rank below that retained range.

“Measured XRP” means native XRP balances found across AccountRoot entries in that ledger. It is not the same as circulating supply, beneficial ownership or liquid market supply.

Labels, exchanges and escrow

Balance data and entity labels are separate. A label requires a source URL, source title and verification date. Unlabelled accounts remain Unknown.

Exchange accounts may represent many customers. XRPL escrow is a separate ledger-object type, so this AccountRoot ranking does not mix escrow objects into spendable account balances. Ripple-associated labels, where evidenced, still do not prove the economic owner of every unit.

Snapshot source: XRP Ledger ledger_data API · Ledger hash 3411D4B877B34BB75392 · Coverage 10,000 of 8,134,691 measured accounts.

COMMON QUESTIONS

XRP Rich List FAQ

What is the XRP Rich List?

It is a ranking of XRPL AccountRoot balances at one validated ledger. It measures public accounts, not a register of individual investors.

Who owns the most XRP?

The largest address is not automatically the richest person. It may belong to a company, custodian, exchange, automated ledger feature or an unknown controller. XRP Online names an entity only when a reliable attribution source exists.

How much XRP do you need to be in the top 10%, 1% or 0.1%?

Top 10%: 2.12K XRP. Top 1%: 44.45K XRP. Top 0.1%: 275.36K XRP. These are boundaries among 8,134,691 measured accounts, not people.

Are exchange wallets counted as XRP holders?

Their AccountRoot balances are counted. Where an exchange attribution is documented, it is labelled separately because one address may represent many customers.

Does one XRP wallet equal one person?

No. One person can use several accounts, and one custodian can hold XRP for many people.

Are Ripple’s escrowed XRP included?

Escrow objects are not included as ordinary AccountRoot balances. Any spendable AccountRoot associated with Ripple is still counted and labelled only when supported by a source.

How often is the XRP Rich List updated?

The storage and collector support one complete snapshot per UTC day. The displayed timestamp always identifies the latest successful run.

Can I search my XRP wallet?

Yes, if its address falls within the retained ranking coverage. Search accepts only checksum-valid public classic addresses and never asks for a seed or private key.

XRP FOR NEWBIES

Think of addresses as numbered boxes

Imagine every XRPL address as a numbered box. The Rich List checks how much XRP is recorded in each box, then orders the boxes from fullest to least full.

The catch is that a box is not necessarily one person. An exchange may use one enormous box for XRP belonging to thousands of customers. One person may spread XRP across several boxes. The list therefore measures XRPL accounts, not anyone’s personal wealth.

Takeaway: a large balance tells you something useful about where XRP sits on the ledger. It does not, by itself, tell you who ultimately owns it or what they plan to do.