Stablecoins

Ripple USD (RLUSD)

Ripple's US-dollar-backed stablecoin, issued natively on XRPL and other supported networks.

ActiveConfirmedUnited States

OVERVIEW

What Ripple USD (RLUSD) does

Ripple USD is designed to maintain a one-US-dollar value and is backed by a segregated reserve of cash and cash equivalents. On XRPL it uses the ledger's issued-token functionality and has a documented issuer account. RLUSD and XRP are separate assets. Activity in RLUSD may add ledger use and trading pairs, but it does not mean each RLUSD transfer creates equivalent buying demand for XRP.

EVIDENCE-LED CLASSIFICATION

Ripple, XRPL and XRP relationships

Ripple relationship

Other

This describes the documented company relationship only.

XRPL relationship

Issues assets on XRPL

This describes how the entity builds on, uses or supports the ledger.

XRP relationship

No known direct XRP usage

This is assessed separately from company and network adoption.

TIMELINE

Key milestones

  1. RLUSD launched

    Ripple announced public availability after regulatory approval.

PRIMARY EVIDENCE

Sources

  • Ripple USD stablecoinOfficial documentation · Accessed 2026-09-15
    Open source
  • RLUSD on the XRP LedgerOfficial documentation · Accessed 2026-09-15
    Open source

KEEP EXPLORING

Related ecosystem profiles